How to Transfer a Vehicle Title in Michigan
Complete Guide to Online and In-Person Title Transfers at the Michigan Secretary of State
Michigan now allows vehicle title transfers online through the Secretary of State website. As of August 2024, both buyers and sellers with Michigan driver’s licenses can complete the entire process from home. Here’s everything you need to know about transferring a vehicle title in Michigan.
New in 2024: Online Title Transfers
Michigan residents can now transfer vehicle titles online at Michigan.gov/SOS. This service became available in August 2024 and eliminates the need for an in-person visit for qualifying transactions.
Can You Transfer a Title Online in Michigan?
Yes! As of August 2024, Michigan offers online title transfers through the Secretary of State website. However, not all transactions qualify for online processing.
Requirements for Online Title Transfer
Online Transfer Eligibility
- Both buyer and seller must have a valid Michigan driver’s license or state ID
- Must have a current Michigan paper title (not electronic)
- Vehicle must be a car, minivan, SUV, motorcycle, pickup, or van
- Must be one individual seller to one individual buyer
- The vehicle cannot be financed by the buyer
- Not applicable to vehicles purchased from dealerships
How to Transfer a Title Online
Step-by-Step Process
- Gather Required Information: You’ll need the vehicle’s VIN, title number, odometer reading, and sale price
- Visit Michigan.gov/SOS: Navigate to the title transfer section
- Complete the Seller’s Section: The seller enters their information and signs electronically
- Complete the Buyer’s Section: The buyer provides their information and proof of insurance
- Pay Fees: Title and registration fees are paid online
- Wait for Processing: Online transfers take up to 3 business days to approve
Required Documents for Title Transfer
Whether transferring online or in person, you’ll need:
- Vehicle Title: Properly signed by both buyer and seller
- Odometer Disclosure Statement: Required for vehicles less than 10 years old
- Proof of Insurance: Valid Michigan No-Fault insurance policy
- Lien Release: If there was a loan on the vehicle (from the seller’s lender)
- Valid ID: Michigan driver’s license or state ID for both parties
In-Person Title Transfer
If you don’t qualify for online transfer, or prefer to handle things in person, you can visit any Secretary of State branch office.
When In-Person Is Required
- Buyer or seller doesn’t have a Michigan ID
- Vehicle is being financed by the buyer
- Multiple buyers or sellers on the title
- Commercial vehicles, RVs, or trailers
- Electronic titles (e-titles)
- Out-of-state titles
Schedule an Appointment
Michigan Secretary of State offices operate by appointment. Visit Michigan.gov/SOS to schedule your visit and avoid long wait times.
Title Transfer Fees in Michigan
| Fee Type | Amount |
|---|---|
| Title Transfer Fee | $15 |
| Registration Fee | Varies by vehicle weight |
| Plate Transfer Fee | $10 |
| Late Transfer Fee | $15 |
| Sales Tax (6%) | 6% of purchase price |
You can calculate your exact fees using the fee calculator at Michigan.gov/SOS.
Important Deadlines
Don’t wait to transfer your title. The 15-day deadline starts from the date of sale, not when you receive the title from the seller.
Special Situations
Gifting a Vehicle
If you’re gifting a vehicle to an immediate family member, the recipient may be exempt from sales tax. You’ll need to complete a gift vehicle certification.
Inherited Vehicles
Transferring a title from a deceased owner requires additional documentation, including a death certificate and proof of inheritance (will, trust, or court order).
Out-of-State Vehicles
If you’re bringing a vehicle from another state, you’ll need the out-of-state title and may need a vehicle inspection before Michigan will issue a new title.
Frequently Asked Questions
How long does a Michigan title transfer take?
Online transfers take up to 3 business days. In-person transfers are processed immediately, and you’ll receive a temporary registration.
Can I drive a car without the title in my name?
Yes, you can drive with a properly signed title and proof of insurance for up to 15 days while the transfer is being processed.
What if the seller lost the title?
The seller must apply for a duplicate title before the sale can be completed. This can be done online or at a Secretary of State office.
Do I need an appointment at the Secretary of State?
Yes, Michigan SOS offices operate by appointment only. Schedule online at Michigan.gov/SOS.
Ready to Transfer Your Title?
Visit Michigan.gov/SOS to start your online title transfer or schedule an in-person appointment.