
(Creative Commons photo by ECPark via Flickr)
WASHINGTON — For Erinn Ackley, it was her father’s insurance company denying claim after claim for a bone marrow transplant to treat the leukemia that eventually killed him. For Mark Gendernalik, it was his insurer’s agent refusing referrals for diagnostic tests for his three-month-old daughter, who was suffering seizures. And for pediatrician Mel Stern, it’s been a decades-long scuffle with insurers over claims payments — a battle that’s forced him to stock his office with folks dedicated solely to the task of paperwork-shuffling and claims-haggling.
As conservatives continue to warn that the Democrats’ health reform plans would stick government bureaucrats between doctors and patients, a number of consumers, physicians and former insurance industry employees told lawmakers Wednesday that such bureaucrats are already in place: they’re called private insurance companies. And, bound to shareholders above patients, the witnesses said, these companies are playing a sometimes-deadly game of withholding payments for doctor-prescribed services simply to inflate profits.
“The status quo for most Americans is that health insurance bureaucrats stand between them and their doctors right now, and maximizing profit is the mandate that has simply overtaken this industry,” Wendell Potter, former head of communications at insurance giant CIGNA, said during a hearing of the House Oversight and Government Reform subcommittee on domestic policy, led by U.S. Rep. Dennis Kucinich (D-Ohio). “The bureaucracy of private health insurance is a labyrinth of deliberately misleading terms of art designed to help companies minimize the coverage provided and maximize profits to appease Wall Street and investors.”
Read more at Michigan Messenger’s sister site, The Washington Independent.